a sudden rainstorm leaves my friend soaked, she comes over to avoid the rain. she bosses me around, demanding a towel and a change of clothes. i give her a t-shirt to change into, but she takes off her wet bra and panties too, leaving her naked underneath. i can't help but stare at her nipples poking through the shirt. she notices my gaze and playfully moves closer. my mind races with thoughts of sex, and i decide to act on my instincts.